If you have just moved into your first home, you may not realize just how much work and effort it takes to keep up a house, even if it only has one bedroom in it. People who live in condominiums and have homeowner’s association fees do not generally have to deal with the maintenance of the building’s structure, but those who have houses are responsible for the entire thing from the ground up. Living in a condo can have its benefits and its downfalls, but if you do not want to have to take care of the structure of the building (if it is an apartment-style complex), then having one of these instead of a house may be for you.
If you are considering renovating a condominium inside a larger apartment-style complex, then you should realize that there are things that you can do and things that you cannot. For instance, replacing the tub and tile in the bathroom is acceptable, but moving the plumbing around to suit your new design is probably not. Structural changes to the inside of a condo are generally something that you need to have approved first. Changing the location of a light in the room also should be inquired about, since this will involve having electrical work done.
Mold growth and water damage in the condominium, though, will be your responsibility. Everything inside the walls of the condo belongs to you and you can do as you wish with most of it, but any mold growth and water damage that occurs inside it will also be your responsibility, especially if it is your fault that it is there. If you have allowed the bath tub to overflow or the dishwasher malfunctions, then that would make it your responsibility to have the problem fixed. If it is due to bad plumbing in the complex, though, you may have a claim.
The condo that you are purchasing should come with exhaust fans in the kitchen and bathroom and if it does not, look around for a window in both these areas. The kitchen and bathroom are areas that are prone to mold growth and water damage if the humidity stays too high. As with any home, you do not want to have appliances that use a lot of water and malfunction on a regular basis. You will be better off purchasing new ones in the long run.
The exception of mold growth being your responsibility is only if the mold spread into your condo from another part of the building. If the entire complex has a problem, then you are not liable. Have a clause on mold inserted into your purchase agreement to protect yourself from mold damage that already exists in the condo.
Showing posts with label condo. Show all posts
Showing posts with label condo. Show all posts
Saturday, January 26, 2008
Mold Problems in Condos
Purchasing a condominium may be a good option for people who do not wish to be responsible for taking care of the structure of their home; this means that the electrical, plumbing, and general maintenance of the property would be the responsibility of the condominium’s management, not yours. It may depend on your individual agreement to purchase a condo on the property, though.
To protect yourself from being liable for mold damage that may already exist in the condo before you purchase it, you should have a clause addressing that issue inserted into the purchase agreement. This means that if mold spreads to your property from someone else’s or if the toilet overflows in the condo above yours, then the management will take care of any repairs that will need to be done. Before purchasing a condominium, you should always take good care to read all of the paperwork and make sure that you are comfortable with everything included in it. If something makes you uncomfortable or seems unreasonable, you may want to consider purchasing one from somewhere else.
If you discover a mold problem in your condo and it is due to no fault of your own, having it taken care of can be difficult, depending on the honesty and response of your complex’s board. The first thing that you need to do is start a paper trail of complaints and requests that the problem be taken care of. Never do this verbally, because this will not hold up in a court of law. You need written proof of when you complained and sometimes this is best done by sending a certified letter, so you know that the intended party received it.
The next thing that you need to have is hard proof that there is a problem. Hiring a mold inspector to look at the condo and do a report on it first is something that you will need to have if you want to prove that there is an issue with the property that needs to be taken care of. The unfortunate burden of proof is on you, since it is not the responsibility of the complex to prove that there is not a problem.
Small mold issues can be taken care of by you at not much expense and this is often better than trying to get the condominium board to do it for you. Inform them that there is an issue, though, if the mold returns after you cleaned it up. The source of moisture needs to be removed.
Remember, mold problems that originate inside the unit are your responsibility, but if the mold or source of moisture comes from outside your unit, it is their responsibility to have it taken care of.
To protect yourself from being liable for mold damage that may already exist in the condo before you purchase it, you should have a clause addressing that issue inserted into the purchase agreement. This means that if mold spreads to your property from someone else’s or if the toilet overflows in the condo above yours, then the management will take care of any repairs that will need to be done. Before purchasing a condominium, you should always take good care to read all of the paperwork and make sure that you are comfortable with everything included in it. If something makes you uncomfortable or seems unreasonable, you may want to consider purchasing one from somewhere else.
If you discover a mold problem in your condo and it is due to no fault of your own, having it taken care of can be difficult, depending on the honesty and response of your complex’s board. The first thing that you need to do is start a paper trail of complaints and requests that the problem be taken care of. Never do this verbally, because this will not hold up in a court of law. You need written proof of when you complained and sometimes this is best done by sending a certified letter, so you know that the intended party received it.
The next thing that you need to have is hard proof that there is a problem. Hiring a mold inspector to look at the condo and do a report on it first is something that you will need to have if you want to prove that there is an issue with the property that needs to be taken care of. The unfortunate burden of proof is on you, since it is not the responsibility of the complex to prove that there is not a problem.
Small mold issues can be taken care of by you at not much expense and this is often better than trying to get the condominium board to do it for you. Inform them that there is an issue, though, if the mold returns after you cleaned it up. The source of moisture needs to be removed.
Remember, mold problems that originate inside the unit are your responsibility, but if the mold or source of moisture comes from outside your unit, it is their responsibility to have it taken care of.
Condo Ownership, Mold Issues, and How to Stop a Mold Infestation!!!
Owning a condo is a good alternative to owning a house if you do not want to have to keep up with a lot of things that would normally come along with owning a house. Some condominiums do not have yards to take care of and this is convenient for those of us who do not enjoy outside work very much. You will, however, most likely have to pay homeowner’s association fees every month to pay for the upkeep of the property. These fees generally cover plumbing issues, problems with the roof, keeping common areas like pools, gyms, and spas clean. Even though you may not use these areas, you will still have to pay the fees to cover keeping them clean every month.
Issues like mold and water damage that come into your unit from outside its walls (for example, from a neighboring unit or the shell of the building itself) will be taken care of by the condo association and your monthly HOA fees should cover this. If water leaks down from the unit above you and causes mold growth, you are not responsible for cleaning it up most of the time. If you find a mold problem in your unit and you are certain that it is not your fault, you should notify your condo association as soon as possible. It is usually best to do this with a certified letter, so you are absolutely certain that they received your request for assistance. Do not complain verbally, because if you end up having to go to court, a verbal claim will not hold up. You need to create a paper trail of evidence that there is a problem and that you have complained about it. Some states require that problems like this be resolved in a timely manner, so take advantage of this if you live in one of them.
Condos are also governed by a collection of rules that are called “Covenants, Conditions, and Restrictions. This means that there are rules regarding how many people will be living in the unit, whether pets are allowed, what kind of renovations you can do, and sometimes even down to what kind of curtains you want to put up. Most condominiums want the look of the community to remain consistent.
Renting out your unit may also be subject to the approval of the condo association. If they do not like the tenant you choose to rent the condo to, they may not let you do it.
Issues like mold and water damage that come into your unit from outside its walls (for example, from a neighboring unit or the shell of the building itself) will be taken care of by the condo association and your monthly HOA fees should cover this. If water leaks down from the unit above you and causes mold growth, you are not responsible for cleaning it up most of the time. If you find a mold problem in your unit and you are certain that it is not your fault, you should notify your condo association as soon as possible. It is usually best to do this with a certified letter, so you are absolutely certain that they received your request for assistance. Do not complain verbally, because if you end up having to go to court, a verbal claim will not hold up. You need to create a paper trail of evidence that there is a problem and that you have complained about it. Some states require that problems like this be resolved in a timely manner, so take advantage of this if you live in one of them.
Condos are also governed by a collection of rules that are called “Covenants, Conditions, and Restrictions. This means that there are rules regarding how many people will be living in the unit, whether pets are allowed, what kind of renovations you can do, and sometimes even down to what kind of curtains you want to put up. Most condominiums want the look of the community to remain consistent.
Renting out your unit may also be subject to the approval of the condo association. If they do not like the tenant you choose to rent the condo to, they may not let you do it.
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